Josda Settlement · Estate settlement software
A clearer way through the work of settling an estate.
After a death, the spouse, adult child or executor responsible faces months of unfamiliar estate administration. Josda guides that work in ten phases. Answers about the estate and your role bring the relevant responsibilities into view, and task-by-task guidance shows what to do next.
The settlement roadmap: where you are, what’s complete and what comes next.
The work after a death
A checklist says what. The executor needs to know how.
Most people settle an estate once, often while grieving. The responsibilities arrive together and rarely in an obvious order.
- Legal authority
- Understanding your role, the probate path and the authority you need before institutions will act.
- Institutions
- Banks, insurers, employers, government agencies and landlords, each with its own process and paperwork.
- Accounts and debts
- Finding what the estate holds and owes, notifying creditors and recording costs paid along the way.
- Benefits and deadlines
- Insurance, benefits, health coverage and time-sensitive steps that come before anything is distributed.
Guided estate administration
Ten phases, from the first days to closing the estate.
The phases provide a consistent framework. The tasks within them reflect the estate, and answers provided early can shape work much later in the process.
- 1Immediate Actions After Death
- 2Enter the Legal Process
- 3Authorize, Notify, and Secure
- 4Notify Creditors and Review Benefits
- 5Cancel Unneeded Services and Subscriptions
- 6Maximize Estate Revenue
- 7–10Later phases carry the estate through administration, distribution and closing.
Phase 2 of 10: Enter the Legal Process.
- Start here
- One clear first task, such as confirming the probate path.
- How it works
- The phase explained in a few plain steps.
- The work that applies
- Answers about the estate help determine which steps appear.
Guidance shaped around the estate
The estate determines the work. Josda helps you carry it out.
No two estates follow exactly the same path. Josda asks focused questions along the way, and the information gathered earlier helps organize the responsibilities that apply in later phases. Business or farm involvement, how assets are owned, debts, claims and tax circumstances can all shape work further down the road.
The workflow follows defined rules for which tasks appear. Clara adds contextual help inside each task; you and your professional advisors make the decisions, such as whether probate is needed.
“Is probate or another court estate proceeding required?”
If a court proceeding is required
- Court filing and appointment of authority
- Official notice
- Estate inventory
- Creditor proceedings
- Accounting and closing
If no court proceeding is needed
- Court-specific duties stay out of the path
- Focus on the appropriate out-of-court estate work
Authority status also shapes what can be acted on before and after an appointment.
Help inside each task
Practical guidance for the task at hand, and answers in context.
Once a task applies, Josda gives practical instructions, linked records and contextual assistance. Take survivor health coverage: the task lays out what to confirm, what to keep and who to contact. Clara, Josda’s AI assistant, answers follow-up questions specific to the step, such as what comes after COBRA.
- What to do
- Practical steps for the task, in plain language.
- What to keep
- Documents saved and linked to the step they support.
- What to ask
- Follow-up questions answered by Clara, in the context of the task.
Everything in one place
The estate’s records, organized as the work happens.
Documents, accounts, contacts and expenses stay organized with the work, so each task builds on the last. Clara can refer to documents uploaded to a step.
- Documents
- Death records, notices and statements, saved and linked to the tasks they support.
- Assets & debts
- What the estate holds and owes, recorded as it’s found.
- People
- Family, heirs and the professionals involved.
- Digital accounts
- Services to close, keep or transfer.
- Time & expenses
- Out-of-pocket estate costs and time spent administering.
- Distributions
- Distributions to heirs, tracked in one place.
Clara referencing a document uploaded to the task.
Where families begin
Start with Settlement directly, or arrive with a head start.
Starting fresh
Settlement stands on its own. The person responsible can begin on day one, with no earlier preparation required.
After Josda Planning
When the household prepared during life, accounts, people, documents and access instructions are already organized for the family.
With an advisor alongside
Firms can offer Settlement to client families, supporting them professionally while the family handles the practical administration.
See a more practical way through estate settlement.
Explore how Josda helps families navigate the responsibilities that apply, from the first days through closing.