For advisors
Make estate planning a more meaningful part of the advisory relationship.
Josda gives advisory firms a structured way to help clients work through the financial and practical details around their legal plan — progressively, at a pace that fits the relationship, and with the level of advisor support each household needs.
The result is a clearer estate picture, better planning conversations, and a stronger foundation for the family.
The advisor’s role
The advisor already sits at the center of much of the estate.
Estate planning is broader than legal-document creation.
Attorneys establish and advise on the legal structure.
Advisors are already involved in many of the financial decisions and relationships that determine how the estate works in practice.
Josda gives the advisory firm a structured process for helping clients work through that broader estate picture.
Attorney
Legal structure
- Wills
- Trusts
- Powers of attorney
- Healthcare directives
- Other legal instruments
Advisor
Ongoing financial alignment and planning
- Accounts
- Ownership and titling
- Beneficiary arrangements
- Insurance
- Held-away assets
- Planning conversations
Josda
Structured process for the broader estate picture
- Practical information
- Records
- Digital access
- Important people
- Family readiness
- Progressive completion
Josda gives RIAs a practical way to lead more of the estate-planning work that naturally belongs inside an ongoing advisory relationship.
Ongoing planning
Fit the work into the planning cadence you already have.
Clients do not need to complete the entire estate-planning experience at once. A household can work through one useful area before or after a regular planning meeting, return later for another, and progressively build a clearer estate picture over time.
Illustrative cadence
Regular review
The planning relationship continues at its normal rhythm.
Focused estate work
The household works through one useful area of the estate picture.
Return later
Progress is preserved, so nothing has to be redone.
Next estate area
Another area is completed when the timing makes sense.
Ongoing review
The estate picture stays part of the ongoing relationship.
The cadence can follow the relationship rather than forcing the relationship to follow the software.
Flexible support
The process can flex to the client.
Different households need different levels of support. Josda provides the same structured process whether the client works largely on their own, alongside an advisor, or with more hands-on support from the advisory team.
Self-directed
Clients work largely on their own, with the advisory firm available when needed.
Work together
The client leads the work while the advisor reviews progress, helps interpret what surfaces, and uses it in planning conversations.
More hands-on support
The advisor or team takes a more active role helping the household move through the process.
Same structured estate picture. Different levels of support.
The client experience
Give clients structure without giving them another giant checklist.
Josda helps clients work through estate-planning information progressively, bringing in what already exists and focusing on one useful area at a time.
Bring in existing information
Connect, import, upload, or add information without recreating everything manually.
Work one area at a time
Structured milestones and tasks help clients make progress without treating estate planning like one giant project.
Get help in context
The Planning Assistant is available inside the workflow when the client needs help understanding what they are looking at or what to do next.
Build on prior work
Progress is preserved so the household can return later rather than starting over.
For advisory teams
Stay connected to the work without managing every step.
Clients progress at different speeds and with different levels of support. Josda gives the advisory firm visibility across households so the team can understand engagement, progress, and where additional attention may help.
See who has started
Understand invitations, redemptions, adoption, and activity.
See where clients are making progress
Understand how households are moving through the planning process.
See where to help
Identify households that have stalled or may benefit from additional attention.
Keep planning and settlement visible
Maintain visibility across both parts of the Josda relationship.
From information to insight
Turn what clients uncover into better planning conversations.
A broader estate picture gives the advisor context that rarely lives together in one place — and creates opportunities to identify questions that deserve attention.
Ownership & titling
Does the way an asset is owned align with the intended estate outcome?
Beneficiary arrangements
Do retirement accounts, insurance, POD/TOD arrangements, and other direct-transfer structures still reflect the client’s intentions?
Insurance & protection
What coverage exists, and what deserves review?
Held-away financial life
What accounts, assets, or obligations sit outside the managed portfolio?
People & professional relationships
Who is expected to act, and which attorney, accountant, insurer, or other professional is involved?
Digital & practical readiness
Could the family actually find and access the information they would need?
A broader estate picture gives advisors more context for the planning conversations that matter.
A useful estate picture
Turn the work into a usable estate picture.
As the household progresses, Josda organizes what has been captured into a Family Estate Guide — a clearer picture of the people, financial relationships, records, and practical information surrounding the estate plan.
For the advisor
Give estate-planning conversations a richer, more useful starting point.
For the client
See what has already been organized and what may still deserve attention.
For the family
Leave a clearer resource for the people who may eventually need to act.
Family continuity
Build the family relationship before the family needs you.
Estate planning creates a natural opportunity to educate the people who may someday serve as executor, trustee, agent, decision-maker, or heir — while the client can still lead the conversation.
Josda can help clients identify those people, prepare them for the responsibilities they may eventually have, and make sure they understand the information and relationships they may need when something happens.
Educate spouses and heirs before a crisis
Build familiarity with the people who may eventually need the advisor’s help.
Make responsibilities more understandable
Help families understand who may act, what they may need to do, and where important information lives.
Turn multigenerational planning into a real relationship
Make the family relationship part of the planning process rather than only an internal retention objective.
01
Today
- Advisor + client / couple
02
During estate planning
- Spouse
- Children / heirs
- Future executor, trustee, or agent
- Other relevant family
03
Before the family needs help
- The advisor is already known
- Roles are better understood
- Important information is easier to find
Planning to settlement
When the plan has to be acted on, the family isn’t starting from zero.
The financial and practical estate picture built during life can provide a starting point when someone dies. Josda then gives the family a structured settlement process so they can understand what comes next, find the information they need, and get help working through unfamiliar administrative responsibilities.
Start with what’s already known
Information organized during planning gives the family a clearer starting point — including accounts, people, records, documents, and other practical details.
Always know the next right thing to do
Josda guides the family through a structured settlement roadmap and surfaces the next useful task as the work progresses.
Get help in context
The Settlement Assistant can answer questions, help locate relevant information, and assist with forms and administrative tasks along the way.
Built with advisors
Developed with input from more than 100 financial advisors.
Josda has been shaped through conversations with advisors about how estate planning fits into real client relationships — where existing processes break down, what clients can realistically complete, what advisors need visibility into, and how the work can become repeatable inside an ongoing planning relationship.
- 100+ advisors contributed input
- Designed around the advisor-client relationship
- Planning + settlement
Security & trust
Sensitive family information deserves serious protection.
- Secure access
- Encryption
- Privacy
- Responsible use of AI
- Firm and household permissions
For advisors
Questions advisory firms often have.
See how Josda could fit into your estate planning process.
See how the client experience, advisor visibility, planning outputs, and settlement workflow can fit into the way your firm already works.